Hospital Help Plan

Questions, Call 1-877-850-0183

Monday – Friday, between 8 AM and 7 PM ET

Get help paying the hospital bills your health insurance or Medicare won’t cover. Get the Hospital Help Plan, group hospital indemnity insurance.

Daily cash benefits are paid directly to you, to spend however you choose.

Daily Hospital Cash Benefits

The longer you’re hospitalized, the more you’ll collect. Benefits start at $60 for days 1-14, double to $120 for days 15-30, then double again to $240
for days 31-365.

DOUBLE Benefits —
ICU, Cardiac or Cancer Unit Stays

Benefits automatically double when you need specialized care. That’s $120 for days 1-14, $240 for days 15-30, and $480 for days 31-65.

VA Care Benefits

Collect daily cash benefits, even if you pay nothing for your care. That’s $60 for days 1-14 and $120 for days 15-30,
paid in place of hospital benefits.

Rehabilitation Benefits

Collect $60 a day for days 1-14 of care in a rehabilitative facility after a hospital stay.

A financial safety net when you need it most.

No matter what insurance you have, your share of a hospital bill could add up to hundreds — or thousands — of dollars. The Hospital Health Plan pays daily cash benefits to help with the expense, so your focus can be on your recovery, instead of your finances.

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Paid in addition to Medicare or other Insurance

Collect the full benefit amount, regardless of how much you collect from any other insurance policy.

No restrictions

Unless you tell us otherwise, benefits will be sent directly to you. And they can be used as you see fit — to help with deductibles and co-pays, alternative treatments, household expenses, even travel costs for family members.

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Guaranteed acceptance

You cannot be turned down for this valuable protection.** No medical exam is required, no health questions asked.

30-day free look

Once approved, you’ll have 30 days to carefully review your Certificate of Insurance. If it isn’t what you had in mind, just mail it back. Your benefit file will be closed and any money you paid will be refunded
— no questions asked.

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Rates start as low as 26¢ a day

Find the monthly cost for your age here.*

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Age	Member Only	Member & Spouse
Under 50	$7.92	$15.84
50-64	$13.56	$27.12

* You will be billed monthly. Rates do not include a $3.50 administrative fee per premium payment for direct bill payment, or a $3.00 administrative fee per premium payment for credit card payments, or a $1.25 administrative fee per premium payment for automatic bank deduction. Rates increase when you enter a higher age category as shown above. Rates and/or benefits may be changed on a class basis.

** Any injury or sickness you’ve had in the last twelve months will not be covered until you’ve gone 12 consecutive months (6 months in ID, NV, SD) with no medical treatment or you’ve been covered by the Hospital HELP Plan for one continuous year, whichever happens first.

This is a supplemental health insurance plan that requires you to have major medical coverage, Medicare or other health coverage that meets “minimum essential coverage” as defined by the Affordable Care Act.

Underwritten by Securian Life Insurance Company, 400 Robert Street North, Saint Paul, MN 55101-2098. Matt Bishop License No.: CA 0F00863; AR 8493373; MI 8493373

AGIA Affinity is a brand owned by A.G.I.A., Inc. under policy form series 17-50955. Some provisions, benefits, exclusions, or limitations herein may vary depending on your state of residence. In the event of any discrepancy between this information and the policy/certificate, the terms of the policy/certificate will apply. Complete coverage information is in the Certificate or Policy issued to each insured individual

Securian Financial is the marketing name for Securian Financial Group, Inc. and its affiliates including Securian Life Insurance Company.

FULL TERMS AND CONDITIONS ARE IN THE CERTIFICATE OF INSURANCE. These materials explain the general purpose of the insurance described, but in no way change or affect Master Policy 9000/9001/9002, under policy series 17-50925 and individual policy form 17-51040, as actually issued. In the event of a discrepancy between these materials and the policy, the terms of the policy apply. Complete details are in the Certificate of Insurance issued to each insured individual. Benefits may vary and this program may not be available to residents of all states. Some expanded benefits may not be available in all states.

The Hospital HELP Plan does not pay benefits for the following:

Routine physical exam or Hospital Confinement for other than Injury or Sickness, or which is not Medically Necessary.
Intentionally self-inflicted Injury, while sane or insane (Missouri while sane).
Treatment of a nervous or mental condition.
Alcoholism or drug addiction.
Injuries resulting from active military service.
Dental care, except as a result of Injury to sound natural teeth.
Well-baby care of a Newborn Dependent child.
Treatment or service rendered in any Hospital or Convalescent Facility owned or operated by the Federal Government where, in the absence of insurance, there is no legal obligation to pay.
Declared or undeclared war or any act of war.
Pregnancy (except Complications of Pregnancy, as defined in this Policy).
Expenses incurred or care received outside of the United States.
Participating in a riot; or committing an assault or felony.

Benefits will be limited for hospitals owned or operated by the national government, up to 30 days per period of confinement.

All new injuries or illnesses will be covered immediately after your Hospital HELP coverage goes into effect. Hospitalization due to any injury or sickness for which medical advice, care, diagnostic measures, or treatment was recommended or received by a Physician for that same or related Injury or Sickness within the twelve months (six months in ID, NV and SD) immediately prior to your Effective Date of Coverage condition will not be covered until the date the insured person has gone for twelve consecutive months with no medical treatment for that condition or has been insured under the Group Policy for one continuous year, whichever occurs first. (Please note there is no pre-existing condition limitation for New Hampshire residents.)

Offered by:
A.G.I.A., Inc.

Administered by:
A.G.I.A., Inc.
P.O. Box 26610, Phoenix, AZ 85068